Frequently Asked Questions

  • 1. What types of insurance does the Countywide Insurance Agency offer in Texas?

    Countywide Insurance Agency provides a wide range of insurance products, including:
    Auto insurance (including SR-22)
    • Homeowners insurance
    • Renters insurance
    • Commercial (business) insurance
    • Workers’ compensation
    • Property insurance (residential and commercial)
    • Landlord insurance
    • Umbrella insurance
    • Boat and yacht insurance
    • Jewelry and valuable items coverage
    • Wedding and events insurance

  • 2. How can I get a free insurance quote from the Countywide Insurance Agency?

    You can obtain a free quote by:
    • Calling their office at 325-625-4126
    • Sending an email to sandersa1@web-access.net
    • Visiting their office at 211 S Commercial Ave, Coleman, TX 76834
    • Using the contact form on their website to request more information or schedule a consultation.

  • 3. What is the difference between liability and full coverage auto insurance?

    • Liability insurance covers damages and injuries you cause to others in an accident, as required by Texas law.
    • Full coverage generally refers to a combination of liability, collision, and comprehensive coverage, protecting both others and your own vehicle from various risks (e.g., accidents, theft, weather)

  • 4. Does Countywide Insurance offer home insurance for first-time buyers?

    • Yes, Countywide Insurance Agency offers homeowners insurance suitable for first-time buyers, providing coverage for property damage, theft, liability, and more.

  • 5. Can I bundle my auto and home insurance policies for a discount?

    • Yes, you can bundle auto and home insurance policies, which may qualify you for multi-policy discounts and additional savings.

  • 6. What should I do if I need to file an insurance claim?

    • Contact your Countywide Insurance agent directly for guidance.
    • The agency provides support throughout the claim process to make it as simple and stress-free as possible, with specialists available to assist you.

  • 7. Does Countywide Insurance provide coverage for small businesses in Texas?

    • Yes, Countywide Insurance Agency offers commercial insurance products, including coverage for small businesses and workers’ compensation12.

  • 8. How can I lower my car insurance premium in Texas?

    Common ways to lower your premium include:
      • Maintaining a safe driving record
      • Bundling multiple policies (auto, home, etc.)
      • Qualifying for discounts (e.g., good student, multi-car, paying in full)
      • Installing safety features in your vehicle
      • Consulting your agent for all eligible discounts.

  • 9. Is renters insurance available through the Countywide Insurance Agency?

    • Yes, renters insurance is available and can help cover personal property and liability for tenants.

  • 10. How often should I review or update my insurance policies?

    • It is recommended to review your insurance policies annually or whenever you experience significant life changes (e.g., buying a home, starting a business, marriage, new vehicle)
    For further details or personalized assistance, contact Countywide Insurance Agency directly through their website or by phone.

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