SR-22 Insurance Filing in Coleman, TX

An SR-22 is a certificate of financial responsibility filed by your insurance company with the Texas Department of Public Safety. It proves that you carry at least the minimum required auto liability insurance. It is typically required after serious driving violations such as a DUI or DWI, driving without insurance, certain at-fault accidents, or license suspension or revocation.

In most cases, Texas requires you to maintain an SR-22 for two years from the date of the offense or court order. If your coverage lapses at any point during that period, your insurance company is required to notify the DPS and your license may be re-suspended, restarting the requirement.

We file SR-22 certificates electronically with the Texas DPS. In most cases we can file the same day you contact us. Call our Coleman office at 325-625-4126 and we will get the process started right away.

An SR-22 itself does not directly raise your rates — but the underlying violation that triggered the requirement typically does. High-risk drivers pay more for auto insurance. As an independent agency, we compare multiple carriers to find you the most affordable rate available for your situation.

A non-owner SR-22 policy provides the required proof of liability coverage for drivers who need an SR-22 but do not own a vehicle. It covers you when driving a borrowed or rented vehicle and satisfies the Texas DPS filing requirement at a lower cost than a standard auto policy.